Category Archives: Residential Property Finance

The Man Cave Has Gone Beyond the Garage

Once upon a time the man cave was made up of just the garage or the basement or the outside shed. However, in Florida, the man cave has gone beyond the garage and has taken over many rooms in the … Continue reading → Continue reading

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What Do You Know About Your Credit File?

Every individual has a credit file but very few know exactly what it contains. From the 12th of March, changes are being made to the way credit files are presented and the information they contain. We are moving to … Continue reading → Continue reading

Posted in Investment Property, Motor Vehicle Finance, Property Finance, Residential Property Finance, Self Managed Super Funds (SMSF) | Tagged , | Leave a comment

Want a Better Deal On Your Mortgage?

Over the past 12 months, we’ve been able to improve the financial position of more than 73% of our clients.  Interest rates are currently at historical lows and indications are they have now bottomed.  In addition to these low rates … Continue reading

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7 Things Impacting Your Ability to Gain Finance.

You’ve done the leg work, you’ve found that new dream house or the perfect investment property or perhaps you can finally refinance and consolidate all that crappy debt that’s been keeping you poor for what seems like an eternity. Things are … You’ve done the leg work, you’ve found that new dream house or the perfect investment property or perhaps you can finally refinance and consolidate all that crappy debt that’s been keeping you poor for what seems like an eternity. Things are … Continue reading

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Is Now the Time to Fix Your Interest Rate?

It’s great news regarding the RBA’s  recent .25% reduction of the cash rate to 2.5% (Tuesday 6th August).  This now brings the official cash rate to its lowest level in history and raises the question that we get asked on a … Continue reading

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The 5 Benefits of a Mortgage Pre-Approval

You have spent the past 3 weekends looking at properties and it’s all becoming a little too much.  Do you spend $350,000 on the 3 bedroom house or invest a little more and purchase the 4 bedroom property for $420,000?  … Continue reading

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Is it worth buying a property with a strata levy?

Have you ever looked at a unit as a property purchase only to be turned off by the strata levies (otherwise known as Body Corp fees)?  Do you know how to assess if the strata levies are too high (or … Continue reading

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Why A Mortgage Review Will Benefit You

Reviewing your home loan on an annual basis makes great sense.  A refinance could provide the opportunity to save money, improve the type of features you have and offer more flexibility. Refinancing simply means to switch from one lender to … Continue reading

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Can Shopping Around for Finance Affect Your Credit File?

The media has been known to tell consumers to shop around for the best finance deal.  They say to not depend on your main lender to give you the best deal. Make enquiries. Gather information. Become informed. Sure, we agree … Continue reading

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