AT CFG we’ve been financing motor vehicles for individuals and businesses in excess of 20 years. This experience ensures that you’ll receive the most competitive Motor Vehicle finance, structured to meet your individual needs and maximise your allowable tax deductions, with the minimum of stress!
We’re able to access a number of different specialised Motor Vehicle finance lenders all of whom have different offerings. This allows us to guarantee you that we’ll save you time and money by placing your finance with the most suitable lender and in the process ensuring that your finance is structured correctly to best suit your situation – whether you are an individual or a business.
An incorrectly structured finance agreement could potentially cost you $‘000’s either in payouts or lost tax deductions.
We work hard at keeping abreast of legislation changes, product developments, lending policies and the interest rates being offered by the various lenders, which is why you can be confident that you’ll get a great deal.
We know all the tricks that the Car Dealers use to get you commit to their finance which is most often at rates higher than what they quote. Ensure you contact us before you sign anything to compare what we can do for you. We know you’ll be pleasantly surprised.
Our panel of lenders are able to provide funding for the following:
- Brand new vehicles
- Second hand vehicles
- Private Sales
- Luxury Vehicles
- Auction Sales
- Older vehicles
- Work vehicles
- Work Trucks
- Imported vehicles
- Specialised vehicles
We can also assist you if you even if your credit history is currently not 100% perfect.
If you would like to know more about how we can assist you, and what products you may be able to use to fund your next vehicle purchase, click on the link that is most relevant to your situation below or call us now on 07 5555 5221 to discuss your situation.
Personal Motor vehicle finance has become more competitive over the years with the arrival of a number of specialised car financiers who have introduced new products at rates substantially better than what the banks are offering.
Thankfully, the days of having to either go to the bank for an expensive personal loan or place yourself at the mercy of the Car dealer and their ruthless finance departments are long gone!
No longer is there one type of loan to fit all, with a number of different financing options now available for you to consider. These options are listed below.
- Personal Lease
- Consumer Lease
- Novated Lease
- Secured Loan
- Unsecured Loan
With motor vehicle finance being so competitive rates have fallen considerably in recent years. However, be careful not to fall into the trap of the 0% or low interest rates offer. Take a moment to read this article if you’re not sure why ( Be Wary of the Low Interest Car Finance Con )
Finance your next vehicle with a balloon, reduce your payments or purchase a better vehicle!
For years business owners have been able to finance their vehicles with a balloon payment in the contract and now consumers can do the same. A balloon payment allows you to reduce your monthly commitment but also ensure that at the end of the contract term they only owe what the vehicle should be worth.
For instance, a vehicle purchased for $40k and financed over 4 years with a 30% balloon payment due at the end of the term means that the owner will still owe $12k at the end of the contract. This amount can them be paid in full, refinanced or you can upgrade to a newer model and trade your car in (and the balloon will be paid out).
It is essential that Business Motor Vehicle Finance is structured to ensure the business maximises its tax allowances. For this reasons there are different types of finance available depending on the need of the business.
Once we know what your business requires in the area of motor vehicle finance we will be able to direct you to the type of finance most suited to your business.
Options include:
- Finance Lease
- Commercial Hire Purchase
- Chattel Mortgage
- Novated Lease
- Fleet Lease
Below are details of these options but the best one for your business will depend on your individual situation so call us now on 07 5555 5221.