Property Finance

Tailored Solutions for Your Property Goals

With over 30 years of experience, we’ve helped countless Individuals and Couples achieve their property goals, from purchasing their dream home, building investment portfolios, developing property and expanding their businesses with commercial properties.

Understanding that every client is unique, we prioritise taking the time to fully understand your circumstances and goals before finding the most suitable product and lender to meet your needs.

We don’t stop there.  We use our experience and knowledge to ensure your loan is structured correctly to allow the following:

  • Flexibility to control your commitments
  • Maximising tax deductions
  • Minimise interest expense and eliminate debt as rapidly as possible

Discover the many ways we can assist you with your property finance needs. Let us embark on this journey together towards achieving your property goals.

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07 5554 5221

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FIRST HOME OWNERS

Embarking on your journey as a First Homeowner can feel overwhelming, but you don’t have to navigate it alone. We’re here to guide you through every step, making the process clear and stress-free.

From deciphering unfamiliar terms, understanding your deposit options, managing critical deadlines and navigating Government Grants, we’ve got you covered.

Our priority is not just finding you the right mortgage but also ensuring a smooth journey with minimal stress. If you want to learn more about purchasing your First Property, take a moment to review our First Home Owners Blog content.

Let us ease your burden and help you achieve your dream of homeownership with confidence. 

REFINANCING

Refinancing is your key to potentially securing a better deal and optimizing your financial situation. With interest rates always on the move, it’s always a good time to explore your options.

There are many reasons to consider Refinancing your current mortgage.  You may be looking to achieve one or more of the following:

  • Reduce your monthly commitments by obtaining a cheaper rate
  • Consolidate debts to a cheaper rate
  • Undertake renovations
  • Purchase an asset such as a Caravan or a Motor Vehicle
  • Access equity for Business or Property Investment Purposes

We will help you through this process and find you the loans that will best achieve your objectives. 

Your existing facility may be the best in market for your objectives, if so we’ll let you know and even help you obtain a loan increase or vary your facility to achieve your objectives.

Interested to know whether you can immediately improve your financial position, don’t hesitate to contact us.

PROPERTY INVESTING

Property Investing offers a well trodden pathway to wealth accumulation and financial security. We can help you take your first step on this journey, and we’ll be with you all the way if you wish to build a portfolio.

Whether you’re looking to purchase individually, as a couple, with a friend or family member or even in a group using a Corporate Vehicle we have the experience and knowledge to assist you.

Many of our clients have built portfolios with multiple properties and we’ve been with them all the way. There is no better time to start this journey than right now. 

PROPERTY DEVELOPMENT

Whether you’re a professional Property Developer or an Investor looking to start developing we’re here to help you make your next project a reality.

Property Development and Land subdivision presents an outstanding opportunity for  Wealth Creation.  However, obtaining loans from major banks for such ventures can often be difficult.  There are many Non Bank and Specialised Private lenders that operate in this space with various appetites for risk and projects. We understand what they’re after.

Having an experienced and reliable Finance Broker in this space is extremely important. It can often be the difference between getting your project funded or it is remaining a dream.

We can help you through all the various stages by providing assistance with the following:

Land Banking loans

Construction loans

Mezzanine Funding and other extended facilities

Residual stock loans

Deposit Bonds and Loans for your prospective purchasers

SPECIALIST LOANS

Don’t let traditional lender preferences hold you back from securing a loan. While big banks may favour applicants with lengthy employment history, sizable deposits, and spotless credit, we understand that life isn’t always so straightforward.

Fortunately, we work with a diverse range of lenders who assess individual circumstances and can assist with in the following scenarios:

  • Blemished Credit History
  • Recently finalised Bankruptcy or Credit arrangement
  • Alt Doc loans for Self Employed Borrowers
  • 2nd mortgage funding & Caveat Loans
  • Paying out Private Loans
  • Paying out ATO Debt
  • Non-Resident Loans
  • Ex-Pat Loans
  • Visa Loans
  • Divorce Settlements
  • Specialised Securities
  • Multi Property on one title
  • Whether you have a blemished credit history, are self-employed, or lack a traditional savings record, we can find a solution tailored to your needs.
  • Rural Loans

If you find yourself in this situation, don’t hesitate to reach out to Capital Funding Group. We’ve helped countless clients navigate similar challenges and are confident in our ability to chart a positive path forward for you.

Remember, excessive inquiries to multiple lenders can harm your credit score. Instead, contact us today for personalized guidance and the right information to move forward confidently.

BRIDGING LOANS

Ready to make your move to a new home but haven’t sold your current one yet?

Whether you’re upgrading or downsizing, a bridging loan can offer the solution you need. Say goodbye to the stress of selling your home first and searching for temporary accommodation.

With a bridging loan, you can seamlessly transition to your new home while your current property is still on the market.

SELF MANAGED SUPERFUND LOANS (SMSF)

An SMSF loan is specifically designed to help grow your retirement savings by allowing you to purchase investment properties and using borrowings to supercharge your returns that just aren’t available in a retail superfund.

These loans can be used for various property types, including residential and commercial properties such as offices, warehouses, factories and retail. 

While purchasing via a SMSF offers great opportunities, it comes with some major responsibilities and significant variations in policies and costs amongst lenders. 

If you’re an experienced or aspiring investor that would like to take advantage of this opportunity or a Business Owner that would like to stop paying rent and use their superfunds to purchase a property for your business, don’t hesitate to contact us so that we can help guide you through this opportunity.

Get Your Lending Sorted Today!

Contact us now to streamline your financial solutions and ensure your lending meets your needs with expertise and efficiency. Let us help you navigate your financial journey confidently.

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