Medical/Out Of Pocket Hospital Costs

An out of pocket cost is the difference between the amount a doctor charges for a medical service and what Medicare and any private health insurer pays. Out of pocket costs are also called gap or patient payments.

Debt Consolidation

Debt consolidation is bringing all your existing debts together into one new debt, which can help you manage your repayments and give you a clearer picture of your financial future. You typically do this by taking out a new personal loan to repay your other existing debts, and then paying this new loan back over a set term.

Holidays

Are you dreaming of a holiday but don’t quite have the money to make it happen? Do you find yourself daydreaming about adventures in a foreign land or picture yourself lying on a deserted white beach, listening to the waves? Well, your holiday daydreams may not be as distant as they seem.

Motor Vehicle Purchase

There are a number of ways you can pay for a car, and if you don’t have the funds up front, a personal loan could be an option.

A personal loan can be used to buy a new or second-hand car from a dealer, or private seller

Property Settlement Transactions

There are many fees associated with purchasing a property and a personal loan can assist with those. These include:

– Loan establishment fee

– Valuation fee

– Lenders Mortgage Insurance (LMI)

– Documentation preparation fee